Last week I wrote a about how teenagers are more money savvy since the recession. Turns out adults learned some important lessons too and are now more careful with their spending. Indeed, nearly 50% of consumers say keeping a budget is a bigger priority for them, according to a recent survey by USAA Bank. And 40% consider themselves penny pinchers.
I wasn’t too surprised to read that more people are now keeping to a budget. After all, most Americans must realize it’s time to tighten our belts and live within our means. But that isn’t to say that I found all the findings in the survey predictable.
USAA Bank found some gender differences related to money that did surprise me. Despite women having a reputation for spending, men are actually more likely than their female counterparts to stray from a budget (28% vs. 22%). But females are more likely than males to feel guilty (63% vs. 47%) and anxious (47% vs. 27%) when they overspend. Perhaps this explains why most of the mothers I know hold their families’ purse strings.
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